PERSONAL FINANCE · CHIDOGEAR
Know where your money goes. Plan what comes next.
Turn scattered expenses into a simple plan. Enter your spending, compare it with what you budgeted and see where you stand throughout the month.
WHY THIS WORKBOOK
A simpler way to stay organised
A practical workbook for planning household costs, recurring bills and everyday spending.
See your budget clearly
Keep planned amounts, actual spending and remaining balances in one easy-to-read overview.
Record spending as it happens
Use a dedicated transaction sheet to log expenses instead of keeping scattered notes.
Spot the gaps
Compare your budget against real spending by category so adjustments are easier.
YOUR WORKBOOK, EXPLAINED
What’s inside the file?
One editable Excel workbook, organised into 3 practical worksheets:
- 01
OverviewCategory-level budget, actual spending, remaining amounts and usage.
- 02
TransactionsA simple place to record individual expense entries.
- 03
Read MeGuidance on using and editing the workbook.
GET STARTED IN THREE STEPS
From download to an organised plan
- 1Open the Overview sheet and adjust planned amounts for your categories.
- 2Enter expenses in Transactions during the month.
- 3Return to Overview to check actuals, remaining balances and category usage.
MADE FOR REAL WORK
Who is it for?
Individuals, couples and households who want a straightforward monthly budget.
GOOD TO KNOW
Frequently asked questions
Can I edit the workbook?
Yes. The file is supplied as an editable XLSX workbook.
Is anything shipped?
No. This is a digital download, not a physical product.
Where can I get help?
Contact support@chidogear.com for order or file questions.




